Answers to the most frequently asked questions about our services
  • Our programs are designed to benefit you.
  • Information, calls and assessments are confidential and free.
  • We never represent any of your creditors.
  • We deal with all types of debt including Business, Personal and Tax Debt.
  • We eliminate Debt and Protect your assets.
  • You don't have to be a homeowner to use our services or programs.

 Answers about your credit rating and the Credit Bureaus
  • Any changes to the original credit agreement affects your credit score.
  • Agreed-to settlements affect your credit score.
  • Bankruptcy and Consumer Proposals affect your credit score.
  • Late payments affect your credit score.
  • Reduced payments affect your credit score.
  • Any legal action & Credit Counselling programs affect your credit score.

  What should matter to you!
  • Regardless of your credit score, what is your ability to borrow now?
  • Is your credit score worth carrying the debt load you currently have?
  • CAN you carry the current debt load you have now?
  • How long before your current debt begins to destroy your credit rating?

   What to consider before making the choice
  • It takes 9 to 15 months to rebuild your credit score.
  • You can start doing that in as little as 60 days.
  • The easiest things to buy, after rebuilding your credit, are homes and cars.
  • And finally, are you ready to take control back?

One last important note:

When there is a spouse, it doesn't mean that you both have to be involved in the process, and in many cases, the same resolution does not always apply. Sometimes only one spouse may be involved and the other is not affected. 

​ GET YOUR INFORMATION FROM A TRUSTED SOURCE

 705-734-3838